Sam Baldwin's career began in the home office of Massachusetts Financial Services (MFS), a Boston-based mutual fund company, where Sam's job was to consult with financial advisors on building appropriate and productive portfolios. Soon he realized that he wanted to serve a different role.  He wanted to build long term client relationships as a financial advisor.

Sam was introduced to Spencer Financial by his father who had been receiving financial planning advice from the firm for more than 20 years.  At Spencer Financial, Sam found a mentor who helped him through the many challenges of building an award-winning financial planning practice.  Sam's addition to the firm helped him immensely and contributed to the steady growth of the firm.  In January of 2015, Sam and his partner purchased a majority interest in Spencer Financial.  Today, Spencer Financial serves a diverse clientele across the country providing advisory services to help clients navigate the complexity of building and retaining wealth while positioning for a secure retirement.

Sam's dedication to best practices and high standards has led to awards and positions of leadership within the financial services industry. He is a life member of the Million Dollar Round Table (MDRT), and a qualifier for MDRT’s prestigious “Top of the Table,” (TOT).  Sam also serves as Chairman of the MDRT Foundation’s Grants Committee which is responsible for millions of dollars of giving to recipients internationally.

In 2006, Sam received the CERTIFIED FINANCIAL PLANNER™ (CFP^®) designation and is an Accredited Investment Fiduciary (AIF^®). Sam has also completed advanced courses of study at Boston University in financial planning, risk management, investments, taxation, and estate planning giving him an understanding of sophisticated financial vehicles and strategies.

Sam holds a degree in business from Franklin & Marshall College where he enjoyed lacrosse and rugby and once played a rugby match on the same field where the battle of Gettysburg took place. Born in Boston, he is a lifelong Red Sox fan, and, after the miracle season of '04, Sam knows that everything else in life is just icing on the cake.

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*Qualifying membership in the MDRT is based on minimum commission and gross business generated within a year and is not based upon performance or returns experienced by any client, or opinions of the advisor's clients or former clients.

*Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results.  These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation.

Dan Enos began his career in financial services during his sophomore year in high school working at a Credit Union.  It was there that he began to position himself for a career as a financial advisor.  By the end of high school, he was giving lending guidance and encouraging responsible retirement planning to people many years his senior. 

While attending Rivier University, Dan worked full time at Putnam Investments.  He served on a team processing investment transactions.  There he got a taste of world-class client service.

One month after his college graduation, Dan began working at Fidelity Investments.  He became licensed with the FINRA Series 7 and 63 and transitioned into a role as a trader.  He executed purchase and sale requests from clients on mutual funds, ETF’s, individual equities, and fixed income.  He listened to his customers’ requests and concerns and resolved complex issues on a daily basis.

Dan was drawn to Spencer Financial because of the firm’s diverse clientele and the opportunity to build lifelong relationships.  At Spencer Financial, his advisory talents are the perfect complement to a collaborative team environment.   He also supports the firm’s investment management process by providing reporting, trading expertise, and performance analytics.  He received his CFP^® designation from Boston University in 2021.

Dan married his high school sweetheart Cassie in 2018.  He has a German Shorthaired Pointer, is an avid outdoorsman, and loves saltwater fishing

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Gene Barton became interested in a career in financial services as he was completing his undergraduate degree in New York City. He realized the impact that quality advice can make during a person’s life while listening to financial podcasts and talk radio. He decided to pursue a career as a financial planner. 

In his first position as an administrative assistant for an investment advisor, Gene learned the importance of client relationships as he supported multiple regional offices and moved towards a financial planning role. When Gene joined Spencer Financial, he got the chance to collaborate with the team to deliver retirement analysis to clients in all stages of their financial lives. He has passed the Series 7 and Series 66 exams to become registered as a broker and investment advisor.

Gene graduated cum laude with a degree in Economic Policy from New York University in 2019. He has also completed coursework in financial planning, risk management, investments, taxation, and estate planning through Boston University, and passed the CFP® exam in 2021, earning the full designation in 2022.

Outside of the office, you can find Gene working at his long-standing weightlifting hobby. He also recently started drawing and painting. He grew up in the Sudbury area and returns each weekend to share dinner with his parents.