Sam Baldwin's career began in the home office of Massachusetts Financial Services (MFS), a Boston-based mutual fund company, where Sam's job was to consult with financial advisors on building appropriate and productive portfolios. Soon he realized that he wanted to serve a different role.  He wanted to build long term client relationships as a financial advisor.

Sam was introduced to Spencer Financial by his father who had been receiving financial planning advice from the firm for more than 20 years.  At Spencer Financial, Sam found a mentor who helped him through the many challenges of building an award-winning financial planning practice.  Sam's addition to the firm helped him immensely and contributed to the steady growth of the firm.  In January of 2015, Sam and his partner purchased a majority interest in Spencer Financial.  Today, Spencer Financial serves a diverse clientele across the country providing advisory services to help clients navigate the complexity of building and retaining wealth while positioning for a secure retirement.

Sam's dedication to best practices and high standards has led to awards and positions of leadership within the financial services industry. He is a life member of the Million Dollar Round Table (MDRT), and a qualifier for MDRT’s prestigious “Top of the Table,” (TOT).  Sam also serves as Chairman of the MDRT Foundation’s Grants Committee which is responsible for millions of dollars of giving to recipients internationally.

In 2006, Sam received the CERTIFIED FINANCIAL PLANNER™ (CFP^®) designation and is an Accredited Investment Fiduciary (AIF^®). Sam has also completed advanced courses of study at Boston University in financial planning, risk management, investments, taxation, and estate planning giving him an understanding of sophisticated financial vehicles and strategies.

Sam holds a degree in business from Franklin & Marshall College where he enjoyed lacrosse and rugby and once played a rugby match on the same field where the battle of Gettysburg took place. Born in Boston, he is a lifelong Red Sox fan, and, after the miracle season of '04, Sam knows that everything else in life is just icing on the cake.

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*Qualifying membership in the MDRT is based on minimum commission and gross business generated within a year and is not based upon performance or returns experienced by any client, or opinions of the advisor's clients or former clients.

*Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results.  These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation.

Dan Enos began his career in financial services during his sophomore year in high school working at a Credit Union.  It was there that he began to position himself for a career as a financial advisor.  By the end of high school, he was giving lending guidance and encouraging responsible retirement planning to people many years his senior. 

While attending Rivier University, Dan worked full time at Putnam Investments.  He served on a team processing investment transactions.  There he got a taste of world-class client service.

One month after his college graduation, Dan began working at Fidelity Investments.  He became licensed with the FINRA Series 7 and 63 and transitioned into a role as a trader.  He executed purchase and sale requests from clients on mutual funds, ETF’s, individual equities, and fixed income.  He listened to his customers’ requests and concerns and resolved complex issues on a daily basis.

Dan was drawn to Spencer Financial because of the firm’s diverse clientele and the opportunity to build lifelong relationships.  At Spencer Financial, his advisory talents are the perfect complement to a collaborative team environment.   He also supports the firm’s investment management process by providing reporting, trading expertise, and performance analytics.  He received his CFP^® designation from Boston University in 2021.

Dan married his high school sweetheart Cassie in 2018.  He has a German Shorthaired Pointer, is an avid outdoorsman, and loves saltwater fishing

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Gene Barton’s passion for financial planning began while completing his undergraduate studies in New York City. Inspired by the principles of sound financial management from the Dave Ramsey Show, he developed an interest in helping individuals take control of their financial futures. This led him to pursue a career dedicated to guiding clients toward financial stability and long-term success, and he has developed his own philosophies for wealth management.

Early in his career, Gene worked for an investment advisory firm, where he supported multiple regional offices and saw firsthand the value of strong client relationships. This experience solidified his focus on financial planning, allowing him to refine his skills in cash flow analysis, portfolio management, and holistic wealth strategies.

Today, at Spencer Financial, Gene helps clients navigate their financial lives by providing personalized cash flow analysis and portfolio projections. His goal is to empower individuals and families to live within their means while building sustainable, long-term wealth.

Gene graduated cum laude from New York University in 2019 with a degree in Economic Policy. He later expanded his expertise by completing coursework in financial planning, risk management, investments, taxation, and estate planning through Boston University. In 2022, he earned the Certified Financial Planner™ designation and is registered as a broker and investment advisor, having passed the Series 7 and Series 66 exams.

Outside of work, Gene enjoys cooking for his family and staying active. He also takes great pride in his vegetable garden, which he hopes to expand in the future—much like the financial well-being he helps his clients cultivate.