Our process includes three parts:
Spencer Financial employs a comprehensive process of evaluating our client’s situation. We take into account the critical elements of a successful retirement plan, including current financial and personal circumstances, immediate and long-term goals, and our client’s specific retirement expectations.
Our process entails positioning each element of the plan to reflect personal objectives, risk tolerance, and time frame. Our client’s compensation arrangements and existing employee benefit structure will be considered along with their personal choice of investment vehicles, asset allocation, and estate arrangements.
Most important, our firm recognizes that no plan should remain static. As our client’s life and goals change, so must their planning strategies. A financial plan must have careful ongoing management to ensure that it adapts to changing circumstances.
Our advisory process is designed to align our client’s expectations about their financial future with realistic assumptions about their individual time frame, obligations and resources.
Products and services listed as being provided through strategic partners are solely the responsibility of the offering entities. Signator Investors, Inc. is not affiliated with any of these entities.
Signator Investors, Inc. provides fee based advisory accounts and fee based financial planning and only qualified representatives enrolled in the Signator Investors, Inc. Corporate Registered Investment Advisor Program may offer these advisory products andservices. Spencer Financial, LLC is independent of Signator Investors, Inc. and any of its affiliated companies. Registered Representative/Securities and Investment Advisory Services offered through Signator Investors, Inc., Member FINRA, SIPC, a Registered Investment Advisor 138 River Road, Ste. 310, Andover MA 01810 (978) 689-9303 103-20170501-367626